Bankruptcy

$999 “ALL FEES INCLUDED” Chapter 7 Bankruptcy Attorneys. Lawyers in Columbus, Mansfield, Dayton, and Lima, Ohio.

We have offices in Columbus, Mansfield, Dayton, and Lima, Ohio.  We offer FREE CHAPTER 7 BANKRUPTCY CONSULTATIONS with one of our experienced Chapter 7 Bankruptcy Attorneys.  Our low, FLAT FEE OF $999 for a consumer Chapter 7 bankruptcy includes the attorney fee, analysis of your financial situation, a multi-source credit report to help find debts you may have forgotten, the filing fee, and attendance at your meeting of creditors.  

When we say “flat fee” we mean it.  We are so confident of our fees that we put them right here on the web site.  Nothing to hide.  No gimmicks.  No weird payment plans.  Compare our price to any of our competitors.  

Call now         Mansfield Ohio Bankruptcy Attorney Meeting 1(800)234-9511

FOR A FREE CONSULTATION!

Chapter 7 Bankruptcy for only $999 Includes…

  • Attorney Fee
  • Filing Fee
  • Credit Report
  • Attendance at your meeting of creditors

Our attorneys know State and Federal exemption laws, as well as Federal Bankruptcy Law. They are also knowledgeable in other areas of consumer protection, including foreclosure defense and fair debt collection actions. Using Federal Bankruptcy Law, our attorneys may be able to stop garnishments, foreclosures, and harassing telephone calls from collection agencies. Most of our clients are able to keep the majority of their assets while discharging their debts. This gives our clients a fresh financial start and allows them to rebuild their credit rating.

How do I know when it is the right time to file for bankruptcy?

Bankruptcy is a last resort for people who can no longer pay off the debts that have been accruing over the years. We analyze your situation and help you decide if the time is right. It is important to know when it is the right time to file for bankruptcy.

Making Even Minimum Payments Is Impossible

If making even minimum payments on bills has become impossible, then it is probably time for bankruptcy. This is the right time if budgeting and cutting back on expenses still does not free up enough money to satisfy the demands of creditors. The inability to make minimum payments will mean the amount of debt will continue to increase through late fees and other charges until there is no hope of repayment. Filing for bankruptcy is the best option when this occurs.

Assets Will Be Lost

Another sign that bankruptcy might be the right choice is if assets are certain to be lost at some point in the near future. An asset could be a home or a car. If creditors are threatening repossession or foreclosure despite the best efforts to make payments, then bankruptcy might be able to help. Foreclosures could be delayed until the bankruptcy is complete. Assets like cars might still be lost although there is a chance the debt could be restructured so the vehicle can be kept.

Relying On Credit Cards to Buy Necessities

A sure sign that bankruptcy is probably necessary is if the household has started relying solely on credit cards to buy necessities and pay bills. This is a sign that the amount of household income is not sufficient to sustain everyone in the home. Relying solely on credit cards is the start of a long journey that will end with legal action, loss of assets and potentially homelessness once the credit cards become unusable. Filing for bankruptcy can potentially rescue the family from disaster in this situation.

Income Is Stagnant or Declining

If there is no way to increase the household income or if the income amount is declining despite mounting bills, then bankruptcy might be the only way out. Stagnant or dropping income will start to create a deficit that will widen between what is owed and what is being paid. There is often no way to cope with this situation. Bankruptcy can provide a brief period of calm where everyone in the household can start over and escape from many existing debts.

Limited to consumer bankruptcy

$999 ALL FEES INCLUDED Chapter 7 Bankruptcy program limited to consumer bankruptcies for individuals and married couples.  We do not represent corporations or other business entities.  Limited to certain geographical areas.

Locations we serve 

We currently serve those who live in areas covered by the Columbus, Dayton, and Toledo bankruptcy courts.  This includes the Columbus, Dayton, Mansfield, and Lima metropolitan areas.  This also includes cities such as Springfield, Troy, Marion, Mt. Vernon, Wapakoneta, Sidney, Newark, Ashland, Delaware, Marysville, Urbana, and other outlying areas. Please feel free to call us for a complete list of the cities and counties we serve.

Attorneys licensed to practice law in Ohio and the United States District Court, Northern and Southern Districts of Ohio.

Federal law requires the following statement: We are a debt relief agency. We help people file for protection under the bankruptcy code.