Experienced Social Security Disability (SSD/SSI) Attorneys in Columbus, Mansfield, Dayton, Toledo, Lima and Canton, Ohio

The Badnell & Dick Company represents disabled individuals across Ohio who are struggling to obtain their social security benefits.  Our attorneys have over 30 years of combined experience representing injured and disabled people in cases just like yours.

Attorney David M. Dick is a member of the National Organization of Social Security Claimants’ Representatives (NOSSCR) and the National Association of Disability Representatives (NADR) who has spent the last decade handling all types of childhood and adult disability claims.  This experience means that when you are battling against social security, you can rest assured that we will obtain all of the necessary medical records, doctors notes and evaluations which you will need to win your case.  We are familiar with not only the Social Security Rules, Regulations and procedures, but also with your doctors and medical providers, which enables us to provide the best possible representation while we fight to help you obtain your social security benefits.  So, when Results Matter, call the Badnell & Dick Company at 1-800-234-9511 to speak directly with an experienced attorney to see how we can help you with your disability claim.

 

SSI/SSDI Benefit Assistance

Have you been denied Social Security Disability Benefits? You should know you are not alone. In fact, most people are denied their Social Security Disability Insurance and Supplemental Security Income when they first apply. After working hard all of your life, and paying into the Social Security system, being unfairly denied your Social Security Disability Benefits is devastating. You are probably angry and confused, and wondering what your next step should be. Let the experienced attorneys at Bandell & Dick Company help you with your claim.

What is SSDI?

Social Security Disability Insurance Program (SSDI)

SSDI provides benefits to disabled or blind persons who are “insured” by workers’ contributions to the Social Security trust fund. These contributions are based on your earnings (or those of your spouse or parents) as required by the Federal Insurance Contributions Act (FICA). Title II of the Social Security Act authorizes SSDI benefits. Your dependants may also be eligible for benefits from your earnings record.

What is SSI?

Supplemental Security Income Program (SSI)

The SSI program makes cash assistance payments to aged, blind, and disabled persons (including children) who have limited income and resources. The Federal Government funds SSI from general tax revenues. Many states pay a supplemental benefit to persons in addition to their Federal benefits. Some of these states have made arrangements with us to combine their supplemental payment with our Federal SSI payment into one monthly check to you. Other states manage their own programs and make their payments separately. Title XVI of the Social Security Act authorizes SSI benefits.

Comparison of the SSDI and SSI Disability Programs

The SSDI and SSI programs share many concepts and terms, however, there are also many very important differences in the rules affecting eligibility and benefit payments. The following table summarizes differences between the SSDI and SSI programs. These differences are important as many persons may apply or be eligible for benefits under both programs.

Comparison of the SSDI and SSI Disability Programs

SSDI SSI
Source of payments Disability trust fund General tax revenues
Minimum Initial Qualification Requirements
  • Must meet SSA’s disability criteria
  • Must be “insured” due to contributions made to FICA based on your own payroll earnings, or those of your spouse or your parents
  • Must meet SSA’s disability criteria
  • Must have limited income and resources
Health Insurance Coverage Provided Medicare. Consists of hospital insurance (Part A), supplementary medical insurance (Part B), and Medicare Advantage (Part C). Voluntary prescription drug benefits (Part D) are also included. Title XVIII of the Social Security Act authorizes Medicare. Medicaid. Medicaid is a jointly funded, Federal-State health insurance program for low-income and needy individuals. It covers certain children, some or all of the aged, blind, and/or disabled in a State who are eligible to receive Federally assisted income maintenance payments. Title XIX of the Social Security Act authorizes Medicaid. The law gives the States options regarding eligibility under Medicaid.
How do we figure your monthly payment amount? We base your SSDI monthly payment amount on the worker’s lifetime average earnings covered by Social Security. We may reduce the amount if you receive Workers’ Compensation payments (including Black Lung payments) and/or public disability benefits, for example, certain state and civil service disability benefits. Other income or resources do not affect the payment amount.We usually adjust the monthly payment amount each year to account for cost-of-living changes.We can also pay SSDI monthly benefits to dependents on your record, such as minor children. To figure your payment amount, we start with the Federal Benefit Rate (FBR). In 2011, the FBR is $674 for a qualified individual and $1,011 for a qualified couple. We subtract your countable income from the FBR and then add your state supplement, if any. We do not count all of the income that you have. The income amount left after we make all the allowable deductions is “countable income”. The sections on SSI employment supports explain some of the ways that we can exclude income. We usually adjust the FBR each year to account for cost-of-living changes.
Is a State Supplemental Payment provided? There is no State Supplemental payment with the SSDI program. Many states pay some persons who receive SSI an additional amount called a “state supplement”. The amounts and qualifications for these state supplements vary from state to state.